TMH Federal Credit Union

Savings Rates

Savings Accounts & Money Market Rates

Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Annual Percentage Yield

Regular Share*** $5.00 $5.00 Monthly 0.75% 0.75%

Vacation Share*** $5.00 $5.00 Monthly 0.75% 0.75%

Christmas Share*** $5.00 $5.00 Monthly 0.75% 0.75%

First Mates Kids Club*** $5.00 $5.00 Monthly 0.75% 0.75%

CU Succeed Teen Account*** $5.00 $5.00 Monthly 0.75% 0.75%

Primary Share Draft $0.00 N/A N/A N/A N/A

Pioneer Share Draft $0.00 N/A N/A N/A N/A

Plus Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50%

Pinnacle Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50%

Pinnacle Share Draft*** $0.00 $2500.00 Monthly 0.75% 0.75%

Silver Select Share Draft (Age 55 & Over)*** $0.00 $1.00 Monthly 0.50% 0.50%

Silver Select Share Draft (Age 55 & Over)*** $0.00 $2500.00 Monthly 0.75% 0.75%

Business Draft $0.00 $2500.00 Monthly 0.75% 0.75%

Active Asset MMA*** $2000.00 $2000.00 Monthly 0.75% 0.75%

IRA Active Asset MMA*** $25.00 $25.00 Monthly 0.75% 0.75%

This table last modified on: 09/02/2010

Certificate Rates

Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Percentage Annual Percentage Yield

6-Month Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

0.40%
0.65%
0.90%
1.05%

0.40%
0.65%
0.90%
1.06%

1-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

0.65%
0.90%
1.15%
1.30%

0.65%
0.90%
1.16%
1.31%

2-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

0.90%
1.15%
1.40%
1.55%

0.90%
1.16%
1.41%
1.56%

3-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

1.20%
1.45%
1.70%
1.85%

1.21%
1.46%
1.71%
1.87%

4-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

1.30%
1.55%
1.80%
1.95%

1.31%
1.56%
1.81%
1.97%

5-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

1.55%
1.80%
2.05%
2.20%

1.56%
1.81%
2.07%
2.22%

table last modified on: 09/02/2010

Fees may reduce earnings on the above accounts.

*Daily Balance
**Annual Percentage Yield
***Dividend rates are subject to change without notice during the life of this account

Account Disclosures