TMH Federal Credit Union

Savings Rates

Savings Accounts & Money Market Rates

Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Annual Percentage Yield

Regular Share*** $5.00 $5.00 Monthly 1.25% 1.26%

Vacation Share*** $5.00 $5.00 Monthly 1.25% 1.26%

Christmas Share*** $5.00 $5.00 Monthly 1.25% 1.26%

First Mates Kids Club*** $5.00 $5.00 Monthly 1.25% 1.26%

CU Succeed Teen Account*** $5.00 $5.00 Monthly 1.25% 1.26%

Primary Share Draft $0.00 N/A N/A N/A N/A

Pioneer Share Draft $0.00 N/A N/A N/A N/A

Plus Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50%

Pinnacle Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50%

Pinnacle Share Draft*** $0.00 $2500.00 Monthly 3.00% 3.04%

Silver Select Share Draft (Age 55 & Over)*** $0.00 $1.00 Monthly 0.50% 0.50%

Silver Select Share Draft (Age 55 & Over)*** $0.00 $2500.00 Monthly 3.00% 3.04%

Active Asset MMA*** $2000.00 $2000.00 Monthly 3.00% 3.04%

IRA Active Asset MMA*** $25.00 $25.00 Monthly 2.55% 2.58%

This table last modified on: 04/24/2008

Certificate Rates

Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Percentage Annual Percentage Yield

6-Month Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

2.55%
2.80%
3.05%
3.20%

2.58%
2.84%
3.09%
3.25%

1-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

3.00%
3.25%
3.50%
3.65%

3.04%
3.30%
3.56%
3.71%

2-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

3.10%
3.35%
3.60%
3.75%

3.14%
3.40%
3.66%
3.82%

3-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

3.25%
3.50%
3.75%
3.90%

3.30%
3.56%
3.82%
3.97%

4-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

3.35%
3.60%
3.85%
4.00%

3.40%
3.66%
3.92%
4.07%

5-Year Share Certificate

$1,000.00

$1,000.00$5,000.00$10,000.00$99,000.00

Monthly

3.45%
3.70%
3.95%
4.10%

3.51%
3.76%
4.02%
4.18%

table last modified on: 05/01/2008

Fees may reduce earnings on the above accounts.

*Daily Balance
**Annual Percentage Yield
***Dividend rates are subject to change without notice during the life of this account

Account Disclosures