Savings Rates Savings Accounts & Money Market Rates Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Annual Percentage Yield Regular Share*** $5.00 $5.00 Monthly 0.75% 0.75% Vacation Share*** $5.00 $5.00 Monthly 0.75% 0.75% Christmas Share*** $5.00 $5.00 Monthly 0.75% 0.75% First Mates Kids Club*** $5.00 $5.00 Monthly 0.75% 0.75% CU Succeed Teen Account*** $5.00 $5.00 Monthly 0.75% 0.75% Primary Share Draft $0.00 N/A N/A N/A N/A Pioneer Share Draft $0.00 N/A N/A N/A N/A Plus Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50% Pinnacle Share Draft*** $0.00 $250.00 Monthly 0.50% 0.50% Pinnacle Share Draft*** $0.00 $2500.00 Monthly 1.25% 1.26% Silver Select Share Draft (Age 55 & Over)*** $0.00 $1.00 Monthly 0.50% 0.50% Silver Select Share Draft (Age 55 & Over)*** $0.00 $2500.00 Monthly 1.25% 1.26% Active Asset MMA*** $2000.00 $2000.00 Monthly 1.25% 1.26% IRA Active Asset MMA*** $25.00 $25.00 Monthly 1.25% 1.26% This table last modified on: 06/25/2009 Certificate Rates Account Name Minimum Deposit to Open Account Minimum Balance* to Obtain APY** Frequency of Compounding Dividend Rate Percentage Annual Percentage Yield 6-Month Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 1.35% 1.60% 1.85% 2.00% 1.36% 1.61% 1.87% 2.02% 1-Year Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 1.75% 2.00% 2.25% 2.40% 1.76% 2.02% 2.27% 2.43% 2-Year Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 1.90% 2.15% 2.40% 2.55% 1.92% 2.17% 2.43% 2.58% 3-Year Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 2.00% 2.25% 2.50% 2.65% 2.02% 2.27% 2.53% 2.68% 4-Year Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 2.05% 2.30% 2.55% 2.70% 2.07% 2.32% 2.58% 2.73% 5-Year Share Certificate $1,000.00 $1,000.00$5,000.00$10,000.00$99,000.00 Monthly 2.25% 2.50% 2.75% 2.90% 2.27% 2.53% 2.78% 2.94% table last modified on: 06/25/2009 Fees may reduce earnings on the above accounts. *Daily Balance **Annual Percentage Yield ***Dividend rates are subject to change without notice during the life of this account Account Disclosures