Loan Rates Personal & Auto Rates Loan Type Terms Annual Percentage Rates* Personal Up to 4 Years 11.45% - 18.00% Home Owners LOC Up to 4 Years (a mortgage is recorded) 11.95% - 16.95% Share/CD Secured Up to 10 Years 3.00% above rate earned Autos/Boats Up to 60 Months 5.45% - 9.45% Autos/Boats Up to 72 Months for loans $20,000 or more 6.25% - 10.25% Autos/Boats Up to 84 Months for loans $30,000 or more 6.85% - 10.85% Campers Up to 60 Months 10.45% - 14.45% New RVs Up to 10 Years - 90% of purchase price 6.45% - 10.45% Used RVs Up to 10 Years - 90% of purchase price 6.85% - 10.85% New Sport Vehicles Up to 48 Months - 90% of sale price 7.49% - 11.49% This table last modified on: 05/01/08   Mortage Rates Loan Type Terms Annual Percentage Rates* 2nd Mortgage Up to 7 Years 6.95% - 13.95% 2nd Mortgage Up to 15 Years 7.25% - 14.85% Refinance Mortgage Up to 15 Years Call for rate This table last modified on: 01/01/08 *Rates may vary based on creditworthiness For VISA rates see our VISA Disclosure. Account Disclosures