Auto Loan Vs. Rebate Calculator Fill in only the areas above the line, then press "Calculate." Your information will appear below. The amount I need to borrow is: The Dealer's cash rebate: Teaser Financing Available From Dealership The advertised annual percentage rate: % Term of teaser loan: months Standard Financing Available From Us Our annual percentage rate % Term of our loan months With a purchase price of , and an annual interest rate of %, a month loan will result in a dealer payment of about per month. The total amount paid after interest will be . Some members may want to take advantage of features like life and disability insurance, warranties or GAP waivers. If you finance any of these features through the dealership, you will probably end up paying a lot more than you would at a credit union thereby increasing the total finance charges of the Dealer's package. Applying the dealer cash rebate of to the purchase price reduces our loan amount to With our annual interest rate of % our month loan will have a payment of about per month. The total amount paid after interest will be . Go back to the main calculator index.